Advice You Can Build a Life Around
Trusted financial planning, mortgage, pension and protection advice for families and businesses across Ireland. Your first consultation is free.
Advice for Every Stage
Nine areas of advice, one team. Whatever stage you are at, the first conversation is free and there is no obligation afterwards.
A robust plan you review and amend as life goes on, so your future is not left to chance.
First-time buyer, switcher or investor, we guide you through every step of the application.
Cover built around your own circumstances, so you can look at the future with confidence.
Life and serious illness cover for the people who depend on you. Not every plan will suit.
How much to set aside for your children, and the most sensible way to put it away.
Balance the return you are looking for against the level of risk you are comfortable with.
Clear, practical advice on your options, so retirement is more than the state pension.
Knowledge is vital here. There is little solace in knowing what you should have done after the fact.
Your employees are your best asset, so it makes sense to protect them.
Empowering People to Secure Their Own Financial Future
Through simplistic and understandable financial planning.
It is our promise to simplify the process by providing easy access to our team, with meetings arranged around your schedule. We believe in delivering accurate, straightforward advice tailored to your individual circumstances, and we offer all new clients an initial consultation free of charge. Our intention is to respond to all queries within 24 hours.
Four Promises We Make
These are the commitments behind every piece of advice we give.
A free first consultation
Every new client gets an initial consultation free of charge, with no obligation to go further.
Meetings around your schedule
Easy access to our team, with appointments arranged to suit you rather than us.
Straightforward advice
Accurate, jargon-free guidance tailored to your individual circumstances.
A reply within 24 hours
Our intention is to respond to every query within one working day.
Learn About Auto Enrolment
Auto Enrolment is one of the biggest upcoming changes to retirement planning in Ireland and will impact both employers and employees across the country. The new system is designed to help workers build retirement savings automatically through payroll contributions, making pension planning more accessible for people who may not currently have a private pension in place.
Under the proposed Irish Auto Enrolment scheme, employees who meet certain age and income thresholds and are not already contributing to a pension will be automatically enrolled into a retirement savings programme. Contributions will come from the employee, the employer, and the State, creating a long-term savings structure aimed at improving financial security in retirement.
For employers
New responsibilities around payroll, contributions, compliance and employee communication.
For employees
A chance to start a pension earlier and benefit from long-term compound growth over time.
At Cunningham Financial Services Ltd, we understand that many business owners and employees have questions about how Auto Enrolment will work, what it means for their finances, and how to prepare properly. Our role is to provide clear, practical guidance to help individuals and businesses understand the changes ahead and make informed decisions for the future.
Financial Planning video provided by Zurich Life Investments
Why Using a Financial Broker Pays
Research from across the globe shows that employing the services of a Financial Broker will have a seriously positive impact on the outcomes achieved. This research consistently demonstrates that using the services of a professional provider of Financial Advice over the long term has improved the fortunes of consumers in each market.
CIRANO Report, 2012
KPMG Econtech Report, 2011
Unbiased / Standard Life, 2012
PIBA / Standard Life, 2013
Meet the Team
A small, experienced team in Athenry. You will deal with the same people every time you call.
Tommy T. Cunningham
Principal Consultant · QFA
Karolina Siemek
Office Manager & Administrator
Kerry Spellman
Administration & Customer Care
Reviewed by the People We Work For
We believe that repeat business comes from excellent service, therefore we strive to excel in this area.
Come and Talk to Us
Tell us where you are and what you would like to happen next. The first consultation is free, there is no obligation, and we aim to come back to you within one working day.